Teenager in an extreme credit card debt Essay Example | Topics and Well Written Essays - 500 words

Teenager in an extreme credit card debt - Essay Example One of the issues is teenagers and the credit card debt. Credit card debt has been an issue especially on campuses. It is said that most of the students have competence in handling these cards. However, it has been found that some of the students get into debt. The causes of these debts among teenagers have been shown to be a belief about future earnings, debts attitudes and financial knowledge (Jill and Phillip 1). Most of the teenagers lack proper financial training. Likewise, those with necessary financial training are not willing to change their behavior. As a result, it has been a big problem with most of the teenagers becoming consumers debtor. Most of the teenagers using these cards lack the necessary information. This is because most teens fail to realize the reality of excessive interest rates and fees on these cards. Majority of the students arrive in schools with cards. Most of the teenagers underscore the time it will take to repay the money with interest (Jill and Phillip 1). The other issue is the reason behind increasing number of teenagers with the cards. The companies make teens their target through promotion. These promotions are meant to lure teenagers to get cards. One of the promotion strategy adopted by the companies is through giving of incentives. Such incentives include giving t-shirts or mugs (Jill and Phillip 1). In addition, the companies remove some of the requirements of getting cards. For example, some companies waive the information requires on the previous cardholder. Some other companies even offer food items. As a result, most of the teenagers are lured into getting these cards without knowing the consequences. Promotion of cards has also been taken in schools. This has occurred as some of the schools accept these cards as a way of paying tuition. In some institutions, students groups sponsor the card companies. In the end, the group retains some amount for each application the

Make by your self Essay Example | Topics and Well Written Essays - 1000 words

Make by your self - Essay Example It is the chief common and enveloping form of communal influence. Communal psychology investigates in conformity tends to differentiate linking two varieties: informational conventionality plus normative conformity. In the case of peer pressure, a human being is persuaded to do incredible things, such as illegitimate drugs, which they may not desire to do; however, which they perceive as "essential" to keep an optimistic association with other citizens, such as their associates. Conformity from peer demands usually results from recognition within the cluster members, or from conformity of some associate to conciliate others. Conformity is from time to time in appearance only openly appearing to be conventional or it might be a total conformity that changes an individual both in public and confidentially. Compliance shows a public conventionality to group preponderance or standard while the person continues to confidentially differ or dissent, investing on to their innovative beliefs or an option set of beliefs conflicting from the preponderance. An alternative representation is in verbal communication of a connectionist network representing the communication of two cognitive sentimental processing schemes, representing the two persons that comprise the dyad. Humans are described as social animals for the reason that in every feature of life they live jointly, they form a diversity of groups in addition to improve relations with each other. Communication with others is a usual result of existing in society. In the course of action of interaction, the social order plus its rules has a societal impact on e ach person. If citizens face with any type of social bang such as group force, large part of them show conventionality by altering their behaviors, thoughts, decisions in anticipated way. A being becomes conventional if he or she

The Case Against Tipping Essay Example | Topics and Well Written Essays - 500 words

The Case Against Tipping - Essay Example Although there are undeniably benefits and advantages of gratuity on server and patron alike, he dismisses that tipping puts the economy in an unfavorable baksheesh shape. In this point he is correct, taking into account that the government is losing an estimated $7 to $10 billion of earnings in tips that go unreported (Snyder). Moreover, there is the possibility that aside from cabs and restaurants, other sectors of the society will adapt this practice. Lewis suggests that reticence or silence on the matter may worsen the issue in the future. He concludes that standing up against the unwarranted custom may be advantageous. That the essence of gratuity has vanished in the modern times is most compelling. Now, waiters and waitresses believe that it is their right to be tipped (Shaw). Nowadays, tipping is expected even if the quality of service is not significantly worthy of an extra favor coming from the customer. Although Lewis also explicate that tipping is an aristocratic conceit, what really prompts a tip seems to be missing. It is very much logical that the workers are but rendering the service that they are already salaried to do.

NFL New Commissioner Strategy Essay Example | Topics and Well Written Essays - 750 words

NFL New Commissioner Strategy - Essay Example According to National Football League, any cash that NFL take and not channeled to ACS, is used in covering the cost for cancer awareness program, the company is yet to explain where the money is profiting and channeled to. The reasonable cooperation with the media is important to the continuous popularity of the National Football League coaches and players. As a commission, I would come up with the policies that update and review the operating procedures of the leagues. To relive the congestion that exist in the locker, prior to matches, each of the participating clubs need to bring their head coach and a single player to match for an interview before the beginning of the game. The issue of domestic violence has always affected the image of companies such as National Football League. This has manifested itself on the visibility and transparency of the intimate lifestyle for the players. This has brought the issue at center stage for fans and society. It is recommended that the security cameras need to be prevalent, so that their behavior can be captured when the victims think they are undetected and discreet. As a commissioner allow questions on the profitability of the National League Football to distract them from the larger issues and ways where the domestic violence has facilitated the cultural attitudes that players need to work on (Layden, 34). Based on the Breast Cancer awareness the company is yet to provide a report on where the company channels its money. It is unclear on how much half of the items mark-up that is sold directly by National Football League and if the teams goes to ACS at all. This has a negative perception on the image of the comp any. Based on accessing the media, the reasonable cooperation with the media is important to the continuous popularity of the National Football League coaches and players. As a commission, I would come up with the policies that update and review the operating procedures of the

Explain what you have learned from your experience as member of a team Essay

Explain what you have learned from your experience as member of a team whose project was not completeted sucessfully - Essay Example The task was supposed to be finished overnight otherwise additional payments were to be incurred by the organization due to additional day of auditor’s visit. Our team failed to complete the assigned task within deadline, however somehow we were able to avoid the additional payment costs to the company. The reasons to this failure were later on studied in depth to extract results, inferences and lessons for future reference and better response. Next few paragraphs will discuss the lessons learned by the team. The first and far most important is the assignment of the task to a professional with appropriate skills and zeal to accomplish the assigned task. The initial assignment of the task seems to be a wrong assignment and lake of professionalism caused unnecessary delay in the completion of the investment report. An unfinished report was the ultimate result of this wrong assignment. Therefore purposeful evaluation of professional competence for a specific task is of core impor tance for the successful completion of the project. It is also evident from the findings that the project was not properly supervised for in time preparation of the investment report therefore the initial assignment was not completed.

Crime Scene Photography Research Paper Example | Topics and Well Written Essays - 750 words

Crime Scene Photography - Research Paper Example Photography is one of the four major tasks of crime scene documentation, the other three of which include note taking, sketching and videography. All four of these tasks are necessary and cannot be used as substitutes for one another. As Miller (2003) asserts, the purpose of documentation using still photography is to "provide a true and accurate pictorial record of the crime scene and physical evidence present" (p. 122). Still photography is used to document the initial condition of a crime scene. Photographs not only serve as a permanent record but also help investigators in analyzing and examining the crime scene away from the actual location of the crime. The number of photographs taken cannot be predetermined. All photographs taken should be preserved in a photo log, along with an accurate documentation of the time, date, roll number, camera settings such as shutter speed, exposure number, and distance from the object. The basic equipment required for crime scene photography inc ludes a 35-millimeter camera, wide-angle lens (28-35 mm), normal lens (50-60 mm), tripod, electronic flash, close-up lens, flashlight, batteries and photo log sheets. In case of close-up photographs, document placards should be used and the flash must be detached from the camera. The side lighting effects used must be proper and the photos should be taken both with and without scales. The exteriors and interiors of the crime scene must also be thoroughly photographed and documented. 2. Photography – mai.mercyhurst.edu (2011) There have been innumerable instances where cases have been successfully solved through the use of "accurate and complete" photographs (mai.mercyhurst.edu, 2011, p. 61). For an investigator, analyst, jurist, and anyone else not present at a crime scene, photographs serve as the only means of accurately observing the crime scene by examining the remains and the environmental factors that affect the state of the victim. A still image of the original positio n of the remains of a crime can prove invaluable to forensic experts and anthropologists. There have been great technological advancements in digital photography and it is possible to take detailed and clear pictures affordably and conveniently. It is thus "inexcusable for investigators to leave a crime scene without a good photographic record (mai.mercyhurst.edu, 2011, p. 61). Good photography combined with appropriate mapping/diagramming and note taking is essential for the accurate reconstruction of a crime scene. These three activities not only supplement one another but also overcome each other's shortcomings. Crime scenes are temporary with regards to both space and time, and the concerted utility of these three tasks is essential for crime scene investigation. The utility of photographs is limited by the fact that they record only a certain perspective and are affected by parallax errors. On the other hand, diagrams and maps are merely schematic and notes are limited by their lack of "visual depiction" (mai.mercyhurst.edu, 2011, p. 61). Thus, the shortcomings of each of the three methods are overcome as they supplement one another. 3. Crime Scene Investigation: The Foundation Stone of Crime Detection, Investigation and Prosecution – Dr. B.P. Maithil and Rajesh Mishra (2007) A crime-scene investigation unit must always include a photographer and a videographer. Photographs taken at a crime

Thesis and Content Outline about Art in south Africa Research Paper

Thesis and Content Outline about Art in south Africa - Research Paper Example A debate had been disclosed. In the coming years, there would be an extension amongst anti-apartheid forces, that there existed immense power in educational resistance. Therefore, whites planned an extensive marginalization of black ability, forcing upper echelons of the world art to exist (Peffer 43). 2. The use of sculptures, banners, dramatic sketches, poems, murals and t-shirts to express their vision resistance. Posters were everywhere painted black to mourn the dead, decorated houses to increase their villages, sculptures representing chairs. It was an art rooted in battle for liberation, extraordinarily rich, in opposition. 1. The whites’ schools restricted the black artists from their schools in priority to still life, oil painting, drawing from life and landscape studies. Whites were cautious in their arts, claiming they possess European convention naturalism â€Å"according to Skotnes†. Blacks were not allowed in theatres, cinemas or art museums through a separate part of amenities. 2. The art is set in commercial galleries and call the country. The works have been organized into pictorial formatted magazines, showcased in various museums in the world â€Å"New African Art Magazine for optima† which made it to centers of the art world, Paris (Williamson 14). In conclusion, the art of the world has a substantial contribution, which defines several aspects in distinct cultures. While some people set great reputations, others never get the opportunity because they do not master institutions and defining rules of ‘art’. Influential players within the art world include criticism, art history and art